English and ICT Skills for Life

Communicating In Social Contexts
Banking | Phrases to sound natural in English
Spending Money
Lay out
to spend money, especially a large amount

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Splash out
to spend a lot of money on something you don't need, but is very pleasant

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Foot the bill
to pay for someone else

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Cough up
to provide money for something you do not want to

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Having Just Enought Money
Get by
to have just enough money for your needs

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Scrape by
to manage to live on very little money

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Helping Someone with Money
Bail out
to help a person or organization out of a difficult situation

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Tide over
to help someone with money for a period of time until they have enough

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Paying Debts
Pay back
to return money owed to someone

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Pay off
to finish paying all money that is owed

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Saving Money
Save up
to keep money for a large expense in the future

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Put aside
to save money for a specific purpose

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Using Saved Money
Dip into
to spend part of your saved money

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Break into
to start to use money that you have saved

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The money in your pocket
Dosh, dough, wedge
these are informal terms for money

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A fiver, a tenner
£5, £10

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Twenty quid
£20

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A ton
£100

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A grand
£1,000

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Loose change
coins

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I’ve got a few coppers
I only have a few 2p and 1p coins

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Plastic
credit/debit cards

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Having a lot
She’s loaded. She’s stinking rich.
She’s got lots of money.

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I’m cashed up tonight. I’ll buy you dinner.
I’ve got plenty of money.

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Not having any
I’m broke. I haven’t got a penny.
I haven’t got any money.

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I’m a bit short this month.
I don’t have much money till I get paid.

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I can’t afford it.
It’s too expensive for me.

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I’ve reached my credit limit.
I can’t spend any more money on my credit cards.

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